Overdraft Protection

We all make mistakes, so it is important to have protection. When it comes to your bank account, you can easily protect yourself from your mistakes through overdraft protection. Whether it is that quick stop for cash you forgot to write in your checkbook, or the “one” you forgot to carry over on your mortgage check deposit, mistakes happen. Often you don’t discover them until you are in deep water at your bank. Granted your bank isn’t too concerned, they actually profit from your mistakes. Bounced check and overdraft fees can be HUGE and they charge them for each transaction. … Continue reading

“Seek Ye Out of the Best Books”

As a confirmed bibliophile, I frequently find myself in search of books to devour. In fact, I was brought into the church through Gerald Lund’s LDS series, “The Work and the Glory.” Since I live on the east coast, that means my primary brick and mortar source for similar books is the LDS bookstore. However, my favorite bookstores have always been used bookstores, and I have a hard time paying full price for novels. Similarly, my fallback, the library, rarely carries these books. This puts me in a difficult position; how do I find good, uplifting books to read without … Continue reading

The Books of Carolyn Keene

When I was a pre-teen, I read every Nancy Drew and Dana Girls book I could get my hands on. Sure, they were a little campy, but what girl didn’t want to imagine themselves as a pretty super-sleuth, going forth and saving the world? You could do that with a heroine like Nancy Drew. As an aspiring author, I was also fascinated by Carolyn Keene. What type of woman must she be to be able to turn out so many intriguing stories? Then I found out – she’s not just one woman. She’s a whole team of them (and men, … Continue reading

Special Seasonal Money-Savers

Obama or Romney? The wrong pick could score you a major travel prize. Yes, the wrong pick. JetBlue is giving you a chance to win a free round-trip flight if you incorrectly choose the winner of next month’s presidential election. In one of the cleverest marketing lines ever, JetBlue is giving voting Americans “the chance to make good on threats to leave the country if the other guy wins.” The discount carrier recently announced that it will award 2012 seats, or 1,006 round-trip flights, to customers who fail to correctly call the race between President Barack Obama and Republican nominee … Continue reading

Tom Hanks to Play Walt Disney in “Poppins” Movie

Earlier in the year the internet was abuzz about a fake movie poster created by French graphic artist Pascal Witaszek. It featured actor (and former Mouseketeer) Ryan Gosling with dark hair and a mustache reclining in a train car. He held a pencil poised above a drawing pad. Outside the window a cloud formed the shape of a Mickey Mouse head with ears. The poster was for a Walt Disney biopic entitled “Walt,” starring Ryan Gosling and directed by Ron Howard. It was entirely fake, but plausible enough that it really got people thinking. What would a Walt Disney biopic … Continue reading

Holiday Organization

Christmas is one of the most popular events to scrapbook. However, with the tens of thousands of holiday-themed albums, embellishments, and paper on the market, it can be a bit overwhelming to keep straight. What’s more, if you give into temptation, and purchase even a fraction of the scrapbook supplies available with holiday themes, your craft room would likely resemble a war zone. In order to make the most of your Christmas-themed scrapbook supplies, it’s a good idea to create an organized method of storage. By doing so, not only will you be able to create gorgeous layouts with ease, … Continue reading

Look Before You Leap

Or in this case, before you download. Here’s a warning to frugalistas looking to save money by downloading free scrapbooking software: make sure your virus protection is updated, especially if you are planning to save files from a website you are not familiar with. I speak from experience. Whereas I love that the Internet allows budget-conscious scrappers access to a variety of digital delights, it is so important to know what you are getting into before double clicking. If you are working on an older computer, you should refer to the owner’s manual to see whether or not your machine … Continue reading

The Importance of Saving

In my experience dealing with die hard scrappers, most have a habit of hoarding. Not in the call-TLC-so-they-can-get-free-help-from-a-pro-organizer type of hoarding; rather, most frugal scrappers struggle to toss leftover embellishments, photos and memorabilia simply because they feel as though they may be able to make use of them in the future. That’s not the type of saving I am addressing in this post. The type of “saving” I am referencing could mean the difference between a stunning digital layout and one that is destroyed beyond repair. To prevent a catastrophic meltdown when digital scrapbooking, it’s critical that you save your … Continue reading

Things Insurance Companies Need to Improve

Are you happy with the companies that you have purchased insurance from? Maybe you like some aspects of their customer service, but aren’t so crazy about other parts of it. Unfortunately, there are some things that insurance companies, in general, are notoriously terrible at. Insurers could reach out to more customers if they improved the things that currently need some work. Many insurance companies are not very good at using the different forms of social media. This becomes apparent very quickly to customers who are Generation Y, (born between 1977 and 1994), and may also be obvious to at least … Continue reading