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Teach Your Kids How to Spot Fake News

Parents should give their children the tools they need to safely navigate their way through the plethora of information that can be found online. Teach them how to spot fake news. Fake news is an article, website, or social media post that was created with intentionally false information. It is usually designed to evoke a strong emotional response – which urges people to share the fake news on social media. Example: Someone made a Twitter account that used what looked a lot like the icon for the BBC. The fake account used a photo of the Queen of England and … Continue reading →

How School Dress Codes Can Harm Your Daughter’s Education

Does the school your children attend have a dress code? Many of them do. Some schools opt for a specific, very limited, dress code. Others are a little less stringent. While a dress code might annoy your son, school dress codes can harm your daughter’s education. Here are some things for parents to watch out for. Ideally, a school dress code is designed to equalize students. Everyone has to wear the same type of uniform, with limited variations. (Typical variations include skirts for girls and pants for boys). Schools might choose to only allow clothing of specific colors. The goal … Continue reading →

Seven Ways to Save $1,000 for Your Emergency Fund

Dave Ramsey, financial guru who has helped so many families get out of debt, recommends that most of us start on the path to financial solvency by first saving up $1,000 toward an emergency fund. By having a solid emergency fund, we are less likely to go into debt, should the unexpected happen, such as the home furnace needing to be replaced, the car needing to be repaired, or the experience of a medical crisis. Saving that $1,000 is the first step of Ramsey’s overall get-out-of-debt plan. How can you save that much when there doesn’t seem to be any … Continue reading →

Protecting Yourself

There are a lot of creeps out there. I know this because I’m pretty sure I’ve dated almost all of them. As a single mom, the stakes are a little higher than someone who hasn’t had children before. You’re not just dating for you; you’re dating for them as well. This means you have a lot of weight on your shoulders. It is your responsibility to protect both you and your children as you venture out into the dating world. Always meet in a public place and whether you trust them or not don’t give them your personal information. Be … Continue reading →

How to Talk to Your Kids about the Economic Crisis

“How can I talk to my kids about the economic crisis?” It is a common question that most parents face today. As prices on consumable goods rise, from food and gas to the cable bill, and families feel themselves pinched, even the youngest children are starting to notice that things around them are changing. Neighbors and friends may be moving away, favorite stores and restaurants may be closing, and everyone seems to have to sacrifice something they enjoy just to get through this time. Parents should see this time in our history as a teaching moment, but the lessons should … Continue reading →

Time to Review Your Homeowners Insurance Policy

Did you get something big and expensive this Christmas? That new item is probably not specifically covered by your Homeowners insurance policy. Start off the new year by visiting with your insurance agent, and making sure that all the goodies that Santa brought you are covered. A good time to sit down with your insurance agent to review your homeowners policy is right now. Christmas is over, and you will want to make sure that the new, expensive, items that Santa brought you and your family will be covered by your policy. This is especially true if you got new … Continue reading →

Light Your Home for Less: 4 Ways to Save

The lighting of your home is so important. The proper lighting schema can make tasks easier to do, create a mood, highlight artwork and the wonderful features of your home, and keep your home warm and inviting on even the darkest days. New strides in technology has made it easier than ever to save money on lighting costs, but to really save, you’ll need to employ a little knowledge, too, or you may actually spend more money in your quest to save money. Here are four ways that you can light your home for less. 1. Off or On? Many … Continue reading →

Two Small Budget Home Improvements that Make a Big Impact

Owning a home means that there is always something to fix or to improve. Living in our homes, we tend to see all of the things we would like to change. Homeowners can easily spend tens of thousands of dollars on home improvement projects each year. Most of us, however, don’t have the luxury of an unlimited home improvement budget. Does that mean that we have to forego improvements completely? Of course not! Small budget home improvement projects are quite possible. In fact, if you know where to apply your money, you can experience big changes in your home for … Continue reading →

How to Use Freebies for Family Fun

It is possible to have a year full of family fun for free or nearly free. It is all in what you know and how you do your research. Take advantage of the following free family fun opportunities. Free Movies There are a number of ways that you and your family can enjoy free movies. The first is through free movie screenings. Movie studios like to test out an audience’s reaction before a film is released to the general public. To do this, they offer free movie screenings. Sometimes you will be asked for your opinion, usually by filling out … Continue reading →

Why Smart Shopping Strategies Can Ruin Your Holiday Budget

It is usually the early bird that gets the worm, but when it comes to holiday shopping, the early bird may also get the bigger bills. People who shop the sales may also spend more than those who plan on buying items at full price. It sounds crazy, doesn’t it? But according to the American Research Group studying holiday spending, the average family who shopped early spent 14 percent more on gifts on average, and those who shopped the sales spent a whopping 53 percent more on average. what about online Yikes. Want another strange statistic? Those of us who … Continue reading →