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What Do You Think of Health Insurance Incentives?

Some insurance companies will offer a discount on the cost of your health insurance premium if you have been taking good care of yourself. Recently, employers who offer group health insurance to their employees have also started offering incentives that will lower the cost of the premiums for employees who participate in wellness programs. Are incentives a way of rewarding good behavior, or a way of punishing those who do not comply? What do you think? There are plenty of things that a person can do to improve his or her health. I think we can all agree that exercise … Continue reading →

Did Your Ancestors Live Through A Witch Hunt?

There are many kinds of people who add interest to any family tree in which they appear. Witches and persons accused of practicing witchcraft are one group of people who add an interesting twist to their families’ history. Witches are commonly associated with the Salem Witch Trials that took place in Salem, Massachusetts in the 1690’s. Anti-witchcraft sentiments were not unique to Colonial America, though. In 15th century Europe, there were strict rules against practicing witchcraft and suspected witches were hanged. Thousands of witches were executed in Scotland and Germany as well. If there are people in your family tree … Continue reading →

What are you teaching your children about weight?

Children learn by watching their parents. Even though there are many things competing for our children’s attention and devotion in the end parental influence reigns supreme. Parental influence is the greatest factor in how a child behaves and the choices he comes to make. Sure there are exceptions to every rule and this is not a blame on parents for mislead children. However, parents must heed warning that children are always watching and looking to use for guidance in all things. As such what do parents teach their children about weight and body image? Children of overweight parents are twice … Continue reading →

Staging your home yourself for a faster sale

Just about everyone who is trying to sell a house in this tough buyers market is advised to have their home staged. Paying for a home stager however, may not be in the budget, especially if you are trying to sell under duress as it is your only option to prevent foreclosure. The average cost of professional home staging is $2300 with the price range being from $1000 to $5000. There are also survices for a few hundred dollars that will lay out a do-it-yourself plan for you. While these services are very helpful, should you be short on money, … Continue reading →

Have You Thought of Fasting?

Are you looking for an answer to a specific question? Do you want to find peace in your hectic life? Does your daily personal prayer and scripture study seem a bit sluggish? Have you considered fasting as a way to improve your spiritual clarity? Fasting really is a blessing, a chance that we have to bring our spiritual side into sharper focus. When we are looking for an answer to a problem, praying for someone else or looking for a way to increase our spirituality, fasting can help us do all of those things. Often people fail to realize that … Continue reading →

Fasting with a Purpose

Fasting each month is a way that each member can improve his spirituality. One thing that helps to make fasting more effective is to have a purpose while fasting. This helps you to focus your prayers and your thoughts while fasting. It can also help you listen to the Spirit for guidance. Here are four ideas on topics that you may consider making the focus of your fast. 1) You can fast to receive guidance and/or help for a problem that you are facing. This could be with your job, finances, a relationship or concern for a child. Many of … Continue reading →

Are You Unable to Fast?

There may be a time when you are not able to fast. This could be for medical reasons or because you are pregnant or nursing. You may also want to teach your younger children the concept of fasting, but feel that they are too young to go without food. When I can not physically fast (it has been four years due to pregnancy, nursing, pregnancy and nursing again), I try to have the spirit of fasting on fast day. Here are the five things that work for me. 1) I begin my fast period with a prayer, just as though … Continue reading →

How To: Respond To Your Child’s Report Card

When I received Tyler’s report two weeks ago, there were no surprises. I knew already that he had made all A’s because the honor’s program was held the day before. But for those parents who don’t know in advance what their child’s grades will be, report card day can be a time of fear and worry. How do you respond to your child’s grades? I subscribe to a newsletter called Family Education and in the current issue they offer these tips on how to respond to your child’s grades. (1) Accentuate the positive- No matter what grades they bring home, … Continue reading →

Do You Really Need The Emergency Room?

Millions of Americans choose the emergency room for routine health care instead of visiting a regular physician. Some are forced to do this because they lack health insurance or cannot pay bills. Some people believe they will get problems dealt with faster at the emergency room, instead of calling for an appointment with a regular family doctor or general practitioner. In 2005, there were approximately ten million emergency room visits for non-emergency care. An average visit to the emergency room costs more than $380, while the average visit to a physician’s office costs around $60. Unnecessary emergency room visits can … Continue reading →

Skills You Need to Get Employed

In the past, all you needed to get a job was to be neat and clean and have a good work ethic. That just isn’t the case anymore. In today’s market, many willing and able workers are unable to find jobs because they lack the skills that employers require. As the world of employment grows and changes, employees are finding that they also need to grow and change. Here are a few skills that you need to get a job in today’s world. Computer Skills This is a big one. You don’t have to be a computer programmer, but you … Continue reading →